ERISA & Pension

Now for over 30 years Hertz Schram has had a strong and acclaimed ERISA practice, specializing in several key areas of expertise:  Our team is responsible for the creation and ongoing management of hundreds of qualified plans as well as several hundred defined contribution and many defined benefit plans. The majority of the defined contribution plans are governed by Code Section 401(k). These plans range from smaller plans (under 100 participants) to those enveloping several thousand employees. Several of these plans were bargained collectively, and some cover both union and non-union employees.  Many of our qualified plans also involve non-qualified executive deferred compensation arrangements, bonusses, severance plans and welfare benefit plans, including VEBAs, reimbursement plans, retiree health plans and health plans for active employees. Hertz Schram also address COBRA issues and related matters.  Our firm is proud to represent hundreds of employers regarding ERISA matters, and we design plans specific to each client’s needs as well as keep an active eye on changes to regulations to best advise our clients in an ever-changing business legal landscape. Complaints is an area of key importance for business teams in many different industries, and it’s our mission to help guide teams towards years of prolonged success in ther industries by keeping our clients up-to-date on all governing regulations specific to their industries. Hertz Schram has advised hundreds of reputable businesses, both large and small, on regulatory matters in order to best allow these business to grow and expand within the confines of industry regulations.  The Hertz Schram team also has decades of combines experience in advising clients on ERISA matters. Our team has extensive experience in advising clients and defending them in benefit denial cases in which these benefits are covered under ERISA plans, whether these be small business or major corporations involved in class-action lawsuits involving retiree benefits.